Payright
About Payright
Payright is a secure, Australian owned and operated ‘Buy Now, Pay Later’ provider offering credit and payment plans with zero interest. Amway has partnered with Payright to offer a range of instalment options to assist in your growing business!
Quick
Application and approval takes just minutes.
Flexible
Select your payment terms, deposit amount and repayment frequency.
Affordable
Always zero interest. Fees apply*.
*Establishment, monthly accounting and payment processing fees apply.
Why Payright
See how Payright compares to other providers.
| PAYRIGHT | OTHER 'BUY NOW/PAY LATER' PROVIDERS | |
|---|---|---|
| Affordable options up to 12 months | ||
| Credit limit up to $5000 | ||
| Always Zero Interest* | Not always | |
| 24/7 Support for IBOs | Not always | |
| Established supplier member of Direct Selling Australia |
Australian based call center open 7 days a week
You can reach our call centre in Melbourne on 1300 338 496 for assistance with applications in progress.
*Additional fees apply when repayments are not met according to the agreed repayment plan.
Get Started with Payright!
Just follow these 3 simple steps:
1. Add products
Add products to cart and checkout with Instalment as your payment type.
2. Apply
Complete the online Payright application.
3. Confirm
Receive confirmation of your payment plan and product order!
Payright instalment orders can also be completed at your local Business Centre.
Note: You must complete the Payright application form online for Payright approval. There is not a manual form to be filled out in your local Business Centre.
FAQs
What products can be purchased under a Payright plan?
Since the LOS/LOA & National Kits will be Temporarily Not Available, we have enabled PayRight to be available for eligible IBOs on any product orders over $200 spend for the specific items that were on these kits.
CLICK HERE for the full list of products available on PayRight.
Do any fees apply?
Yes, an establishment fee of $5 (3 month term), $39 (6 month term) or $59 (12 month term) is included in the credit amount and paid back in increments together with the loan repayment. Payright charges a monthly account keeping fee of $3.50 and payment processing fee of $2.95.
Who can apply for a Payright Zero Interest Payment Plan?
Any Amway Independent Business Owner can apply to Payright. Payright then applies the lending criteria.
How will Payright process my application?
Payright collects your information and processes it electronically to determine the outcome of your application.
You will be asked to provide your contact details, your address and employment status together with your photo ID number.
Once you hit apply, your application is processed within seconds!
Can Payright be used in Business Centres and online?
Payright applications can be made online. Add your items to the shopping cart and choose Payright as a check out option.
How are payments made?
Payments are taken automatically as scheduled from your nominated credit or debit card using a direct debit facility. You can also nominate a repayment start date. Once a start date is selected and the plan is activated by the Merchant, you will receive a welcome letter to confirm the initial repayment date and frequency. You can request to change the ongoing scheduled payment date by contacting Payright at any time.
Can I make early payments or pay my plan out early?
Yes, early payments can be made. There is no penalty for making additional payments or paying out the agreement early. The payment processing fee of $2.95 will still apply for any payments made.
What if I want to return my purchase?
Amway offers a 90 Day 100% Satisfaction Guarantee on all our products. If you need to return a product, please visit our Returns & Exchange page for assistance.
In the first instance, please contact Amway directly regarding any concerns with the product or service. All requests for returns are subject to the Amway’s return policy. If the request has been authorised, Amway will advise Payright regarding any cancellation or refund that is applicable to your payment plan.
Can I make multiple purchases?
You can make as many purchases as you need as long as the total cost of repayments are within your credit limit. Please note that there is no establishment fee for repeat purchases, but that a repeat purchase fee of $5.00 applies for 3 month terms and a repeat purchase fee of $19.95 applies for 6-12 months terms.
For ease of managing repayments across multiple plans, Payright combines the scheduled payment for all active plans into a single combined repayment. This means that no matter how many Payright plan you have, you will only pay one payment processing fee of $2.95 with each repayment and one monthly account keeping fee of $3.50
What do I do if I cannot afford my repayments?
Please contact Payright if you are having problems with your repayments to work through a solution that works for both you and Payright. Help is always available. Please visit the Financial Hardship page on the Payright website for further information.
Can I close my account and are there any cancellation charges?
Once your purchase(s) have been paid in full and your account balance is zero, you can cancel via written notice to Payright at admin@payright.com.au or calling Payright on 1300 338 496. There are NO additional fees for closing your account or paying out early.
Can a VIP Client purchase through Payright?
Yes, a registered VIP Client can purchase a product on a Payright Zero Interest Payment Plan either online via the Amway website or in an Amway Business Centre.
Support
For more information, please visit payright.com.au/faqs or call 1300 338 496.
